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Buying a home represents the ultimate dream of many people. However, it is imperative that you take into consideration a number of major issues before proceeding to the home buying process.

CONSUMER is approved by the Federal Department of Housing and Urban Development (HUD) as a housing counseling agency and our counselors can provide guidance before the home buying process.

A certified housing counselor will evaluate your current financial situation and make recommendations to enable it to achieve homeownership. The topics to be covered during orientation are: importance of budget, credit and savings, how to qualify for a mortgage loan, advantages and disadvantages of each type of loan delinquency in payments prevention and consequences of excessive use of credit.

You can make an appointment at one of our branches by calling 1-800-717-2227 or 787-722-8835.

My Money Checkup

My Money Checkup is a tool that allows you to better understand the status of your personal finances, how you can improve your situation, and your options for the future. You just need to answer some questions, after which you will be provided a summary of your current financial situation as well as some recommendations. 


My Money Checkup®

Once you finish the analysis, you may request a free counseling session with one of our counselors at any of our branches by calling 1-800-717-2227 or (787) 722-8835.