is a private non-profit 501 c3 organization focused on providing consumers with the highest quality financial education, advise and counseling.
Serving you whenever you are. Offices in Puerto Rico and Orlando
Miami Branch coming soon in 2018
Budget and Credit
Teaching people how to do a sensible Spending Plan for their household is the cornerstone of our Financial Literacy program. For people with budget deficits, we discuss possible options to increase their income, reduce expenses, or restructure their unsecured debts through a Debt Management Plan.
Similarly, we share the pros and cons of credit, the components of a Credit Score, the myths and realities of Credit Repair, as well as the steps to take if you are an ID Theft victim.
Bankruptcy
We are duly certified to provide counseling to debtors who are considering filing for bankruptcy, as well as to those who already filed for bankruptcy and are in the process of obtaining their discharge from the US Bankruptcy Court.
Housing
As a HUD-certified agency, we provide counseling to clients interested in becoming First-time Homebuyers; to homeowners who are behind on their mortgage payments as a result of reasons beyond their control and who are facing imminent foreclosure on their mortgages; and to senior property owners who are considering converting part of their home equities into cash through a Reverse Mortgage loan.
Student Loans
We provide counseling to clients who are considering pursuing a college education and are interested in learning about all of their options instead of or in addition to Student Loans. We also provide counseling to clients who have already taken out Student Loans and are interested in learning about their repayment alternatives.
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Llamé desesperada a Consumer porque el banco me envió una carta que indicaba que debía pagar la deuda del Reverse Mortgage completa por incumplimiento. En Consumer hicieron todas las gestiones e intervinieron para que pudiese tener un Plan de Pago directamente con la Agencia. Gracias a la ayuda de mi consejero, mis pagos están al día y estoy tranquila porque no perdí mi hogar.
-L. Angulo
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Felicito a Consumer por su servicio de excelencia. Gracias a ellos he podido estabilizar mis finanzas. Los recomiendo al 100%.
-H. B
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El banco me dio un plan de tres meses, pero gracias a Consumer pude firmar una modificación. Muchas gracias por existir para que puedan ayudar a muchas personas que pasan por lo mismo que pasé yo.
-C. Vélez
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Mi esposo y yo estuvimos a punto de radicar quiebra y en el momento donde pensámos que era nuestra única alternativa en Consumer nos orientaron. Aunque estábamos listos para radicar, el consejero nos ayudó a trabajar nuestras opciones con nuestro banco, pudimos llegar a un acuerdo y estamos felices.
-J. Martínez
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Lágrimas de alegría al saber que no nos desalojarían del hogar por el que tanto trabajamos mi esposo y yo. En Consumer hicieron todo lo que estuvo a su alcance para lograr una modificación de la propiedad. Eternamente agradecidos.
-L. Soler
